When track data is encrypted at the swipe reader, it is only decrypted once—by us—then the data is parsed, formatted, and re-encrypted for submission to the card networks, and ultimately the issuers.
Sensitive cardholder information is separated from other transaction information and stored encrypted in a highly secured and segregated database vault. Only the last four digits of the card number are stored with the transaction, eliminating the risk of stolen full cardholder data.
With tokenization, as cards are swiped, cardholder information is masked – meaning all sensitive card data is replaced with a unique token as it passes through the cardholder networks – making it virtually impossible for hackers to intercept and access the information. All transactions that pass through our network are encrypted with tokenization, further safeguarding all sensitive cardholder data.
As individual security parameters that can be set through our Gateway, these parameters offer an additional layer of security. You can tailor specific settings to proactively monitor fraud – such as establishing minimum and maximum dollar amounts that can be authorized within a specified timeframe, blocking certain IP addresses and country codes, requiring manual overrides for duplicate.
